![]() This is the process of assessing an item’s worth, including the cost to repair or replace the item. This is someone who assesses risk and determines how likely certain events are to happen and, as a result, how much insurance premiums should cost.Īdvisors are on the front lines, working directly with customers to provide advice and guidance on what insurance policies are available as well as what policy makes the most sense for each person, group or family. ![]() That way, we know that when it comes time to talk about insurance, you’ll be ready. That’s why we’ve put together this handy glossary of insurance terms, with definitions that are easy to understand. Unless you’re fluent in the intricacies of indemnities or subrogation, it can be difficult to decipher what your policy means. ![]()
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